Maternal Health
Service Support (MHSS)

Supporting Women's Health and Well being.

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Maternal Health Service Support (MHSS)

Did you know that 1 out of 4 families in Nigeria face the challenge of infertility? 
In recent times, the acceptance of assisted reproductive techniques by more families have increased their chances of conceiving. Having a fertility treatment is quite expensive for even middle-class families in Nigeria and in some cases, families may have to go through multiple treatments before getting their desired result which may lead to cash strapped situations if not properly planned for. Also, the rising costs attached with having a successful fertility treatment (e.g. IVF, ICSI etc.) stem from the need to undergo multiple cycles depending on the outcome. 
In response to this plight and to ease the financial burden on families, Access Bank offers a Maternal Health Service Support (MHSS) Loan under the W Initiative that covers medical procedures (local and international) for women. MHSS has financed 102+ fertility-related procedures and recorded successful births of 50+ healthy babies to thankful families. 
In addition to Fertility Treatments and Natal Support (local and International), the following specialized procedures are also covered under MHSS; Hysterectomy, Myomectomy, Dental, Orthopedic, Bariatric (weight loss procedures) etc.


  • No Loan Fees
  • Highly subsidized interest rate
  • Flexible repayment plan
  • Access to over 30 well-renowned fertility clinics and birth travel service companies in Nigeria.

Required Documents

  • Loan Application Form
  • Confirmation Letter or Promotion Letter
  • Letter of Authority or Irrevocable letter of Domicliation Invoice from the hospital
  • Credit Checks
  • Means of Identification
  • Salary bank statement/Payslips (New to bank customers)

Additional Documents for Drawdown

  • Offer letter
  • Executed Term sheet
  • Letter of Lien/Set-off
  • Document Attestation
  • Standing instruction for renewal of Credit life insurance
To ensure IVF treatments are more accessible, we have partnered with a health management company to provide 30% cash back on unsuccessful IVF procedures. To learn more, click here for the FAQs  


Interested in the MHSS loan, please fill the form below: