Personal Loan

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Personal Loan

Why wait on your dreams? Get funds to meet your personal and financial needs with our Personal Loan product. 


  • Flexibility to meet individual needs
  • Loan amount up to 50% of net annual salary
  • Up to 36 months tenure
  • Credit life insurance


  • Completed application form
  • Copy of employment ID and valid means of identification
  • Credit checks
  • Duly accepted offer letter and term sheet

Want to top-up your existing loan?

Customers with existing personal loans on salary accounts can get access to more funds when needed.  

To qualify:

  • You must have paid down at least 50% of your existing facility.
  • You must have not missed any repayment in the last six (6) months

The Nigerian Bar Association (NBA) Credit Scheme

Exciting loan offers for members of the Nigerian Bar Association. Enjoy single-digit interest rate with the Access Bank-NBA partnership.
  • Loan tenor up to 24 months
  • Interest rate @ 9%p.a. only
  • Upfront fees: 1.5%
  • Offer valid to NBA members with Access Bank accounts 

Documents required by Individual Lawyer

  • Completed Personal loan application form.
  • Customer must maintain account or be willing to open an account with Access Bank.
  • Letter of no objection from Nigerian Bar Association
  • Duly executed employer’s confirmation and undertaking
  • Letter of lien & set-off
  • Valid means of identification
  • Confirmation/Promotion Letter
  • Pay Slips
  • Credit Check
  • Irrevocable domiciliation of salary and entitlement from the employer.
  • Receipt of one month salary
  • Executed GSI mandate included on the offer letter.
  • Provision of undated cheques covering 120% of the loan amount.
  • Copy of Call to Bar License
Click  here for NBA Credit Scheme FAQs

Interested in a Personal loan?

Click   here to fill the form below: