Victor Etuokwu, HCIB

Mr. Etuokwu’s appointment as Deputy Managing Director, Retail North became effective In May 2022. He was appointed an Executive Director of the Bank in 2012 and his appointment was renewed in 2022 following the expiration of his second term. He has approximately three (3) decades of banking experience cutting across Operations, Information Technology, Business Development and Retail Banking. 
He commenced his professional career in Citibank Nigeria where he served in various capacities including Head, Operations and Records and Reconciliations. He joined the Bank in 2003 and has led several critical projects including the mergers with the defunct Intercontinental Bank Plc and Diamond Bank Plc.
Mr Etuokwu holds a Bachelor’s of Science degree and a Master’s in Business Administration from University of Ibadan and University of Benin respectively. He has attended several executive education programmes in prestigious institutions including Oxford Business School.
He is an Honorary Senior Member of the Chartered Institute of Bankers of Nigeria and represents the Bank on the boards of E-Tranzact Plc and Unified Payments Services Limited. He also sits on the Board of Access Pension Fund Custodian Limited..


Professional Experience

Academic and Professional Qualifications

Appointment Date

Board Committee Membership

May 2022 - Date
Deputy Managing Director, Retail North, Access Bank Plc

Senior Honorary Member - Chartered Institute of Bankers of Nigeria (HCIB)

Effective May 2022

Member-Board Credit and Finance Committee

2012 to May 2022
Executive Director, Access Bank Plc

January 2011-January 2012

Integration Director, Access Bank / Intercontinental Bank Business Combination Project (General Manager)

Masters in Business Administration-University of Benin 

Member-Board Digital and Information Technology Committee


February 2008-January 2011

Head, Retail Banking Division
Access Bank Plc
(General Manager)

Bachelor of Science,  Human Nutrition- University of Ibadan

July 2006-February 2008

Head, Retail Banking Division
Access Bank Plc
(Deputy General Manager)


Director of Integration – Access Bank Merger Group

(Deputy General Manager)


Group Head, Branch Services and Cash Management, Access Bank Plc
(Assistant General Manager)

2001 – 2003

Head, Records and Reconciliation, Internal Control Unit, Citibank Bank Nigeria

Deputy Head, Quality Assurance/  Verification/Technology Control Unit


Head, Cash Management Operations Unit, Citibank Nigeria


Head of Operations,  Citibank Nigeria


Head, Sundries, Clearing and General Internal Services Units

Citibank Nigeria


Head Teller, Head Office

Citibank Nigeria