New and existing customers can get
MORE with the special HIDA offer.

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HIDA is a special deposit account designed for you to save for a project or keep away some funds for a rainy day while fully maximizing credit interest earned on your savings. You can enjoy tiered interest rates; meaning the larger the balance, the higher the interest earned. Interest earned per annum accrues daily on available credit balance and is payable monthly.

Whether you are a new or existing customer, you have the opportunity to get MORE with our new Special HIDA Offer:


  • Earn up to 7- 8% interest rate per annum
  • Minimum investment amount of N20million
  • Two tenor options available: 182 and 365 days
  • Interest payment is monthly
  • Pre-liquidation not allowed
  • Access to loans and credit cards up to 80% of investment

Offer is valid till July 16th, 2022.

*** Terms & Conditions Apply. ***

What You Get

  • You earn highly competitive interest rates per annum on your available balances calculated daily but payable monthly. This simply means the more you save the more you earn:
    1. Less than ₦100,000 @ 0.50% p.a.
    2. ₦100,000 to ₦4,999,999 @ 2.50% p.a.
    3. ₦5,000,000 to ₦49,999,999 @ 3.50% p.a.
    4. ₦50,000,000 to ₦99,999,999 @ 3.75% p.a.
    5. ₦100,000,000 to ₦249,999,999  @ 5.50%
    6. ₦250million & above  @ 5.00% p.a.
  • Gives you the convenience and flexibility of depositing cash, other banks cheques, and dividend warrants at any of our branches.
  • Enjoy 4 free withdrawals without forfeiture of credit interest payment on available balances maintained.
  • Encourages you to save as the account does not come with a debit card
  • The convenience of being able to transfer money between your own Access Bank accounts in the branch, online, or over the phone (if you are registered for Access/Diamond online and Access/Diamond mobile)
  • A penalty charge of N150 if the balance goes below N5,000

What You Need

  • One (1) passport photograph
  • Personal Identification (Any of these):
    1. Current National Passport
    2. Driver's License
    3. National ID Card
    4. Voters' ID Card
    5. National Identity Management Commission (NIMC) Card
    6. Resident Permit (for foreign nationals only)
  • Address verification: (Any of these)
    1. Utility bill (PHCN, NITEL, etc.)
  • Minimum Opening Balance - N100,000
  • Minimum Operating Balance- N500


  • No COT
  • Internet banking at your convenience